Prepare for the Next Big Mortgage Rate Drop

by Tyler Osby on December 4, 2008

Prepare!

Are You Ready for the Next Refinance Boom?


Are You Prepared?

Have you heard that mortgage rates might be dipping to as low as 4.5%?

It seems like every time we see mortgage rates dip, we only see a 1-4 hour window to capitalize on the savings before they move up.  Yea, you’re not alone.  Many others have missed on this too.  That is why our team is prepared to lock you before rates start moving higher next time!

Let Us Take Care of You!

You have a full time job.  You’re not a loan officer, so why try to play the part of one?  We see where mortgage rates are moving before the changes ever hit a rate sheet.  Let us help you decide when to lock the best mortgage rate possible!

By hiring us to manage your mortgage (for free), you won’t find yourself scratching your head on why you missed the chance to lock in a record low rate.  When the next big opportunity comes along, we’ll lock it in for you!   That’s all there is to it!!

What We Need From You

We’ve learned that during these short windows of time, there isn’t enough time to call and talk with all of our favorite clients (like you).  The Tyler Osby Team concentrates on locking loans before rates increase.  If you are looking to take advantage of this free service, all we need is you to is the following two things:

1) Please send us an e-mail.  This e-mail should include your name, phone number and address.  We’ll respond with the form you see below.
2) Once you receive our e-mail,  please fill out and fax back the form shown below.

  1. Your Target Lock Rate. This is the threshold of where you’d feel comfortable locking.  If rates improve beyond that, we’ll lock you in at the better rate when that happens (obviously).  Right now, I’m recommend clients put 5.25% .  Enough to get excited about 😉
  2. Your Loan Term. This is the length of the loan that you’re looking for.  Such as a 30 year fixed or 15 year fixed rate.
  3. Your property address. This is the address of the property you’re looking to lock the low rate for.
  4. Borrower(s). This is you and your co-borrowers (spouse) full name.
  5. Social Security Number. We will need this in order to pull credit and lock your loan.
  6. Date of Birth. In the section where it says ‘Date’, please put your date of birth.  We’ll also need this to pull your credit report when we lock your loan.


The Tyler Osby Team Auto-Lock Agreement – Get more Business Plans

We’ll be in Touch

As soon as we receive your request, we’ll touch base with you and go through the next steps in getting you prepared for the upcoming boom.

Remember, time is of the essence.  The faster we move, the more likely we’ll be able to lock your low rate loan.  We’ll be locking loans in the order that clients get us the appropriate information.

Don’t Keep This a Secret!

Our service is unique.  Please share this unique opportunity with any friends, family or co-workers that you know own a home.  We review each client’s personal short and long term goals before we recommend refinancing, but for those who refinancing makes sense for, this is a great opportunity to get them lined up!

Direct them to this blog post by linking to: http://www.wealthwithmortgage.com/386/prepare-for-the-next-big-mortgage-rate-drop/

Or you can have them e-mail us with questions at tyler@tylerosbyteam.com.

We’re hear to help as many clients take advantage of this unique upcoming opportunity as possible.

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