Face it, these days money is cheap!  On Wealth With Mortgage, I spend a lot of time talking about what mortgage rates are doing.  Too often other large pieces to the financial puzzle are overlooked.  Recently, I came across an excellent article in the Wall Street Journal.  The article was discussing the tightening of student loans […]

That’s right!  Starting April 5th, Money Smart Week begins.  Money Smart Week is a week long event focused on educating consumers on how to more effectively manage their money.  We like to say teaching consumers how to keep more of what they make!
At Four Legacies Mortgage, we’re huge advocates of financial literacy.  This is why […]

So, you (like everyone else) want to know what mortgage rates are going to do this week.  I’m here to help.
Have you ever asked a loan officer if they know what the mortgage market is doing and they respond with:

“Well, if I only had a crystal ball.. I’d be able to forecast exactly what they’ll […]

If you’ve been following me on Twitter, you’d know that rates have increased as much as 1/2% since Monday.  If you haven’t been following me on Twitter, today - you might consider starting. The bus of low mortgage rates has left the station and it’ll be a while before it returns.
To understand why rates have […]

First off, sorry for the short ‘vacation’.  I’ve been out and sick with the flu for the past week, still recovering as we speak.
Back to tax rebates - as you’ve probably heard, many American’s will be getting a check in the coming months.  Here are the details:

Married couples will get as much as $1,200.
Singles will […]

 Together we’re smarter.  Sometimes, instead of plagiarizing great posts… I’d rather just direct you to them.  Here is this week’s finds:

How Mortgage Rates Went From (Relative) Riches to Rags in 30 Days by Dan Green @ The Mortgage Reports  - This really offers a great explanation of the events that have taken place in the […]

You may have already heard, but it’s done - Bush has signed the Economic Stimulus Bill.  The Bill will provide tax rebates between $300-$1,200.  The bill also included some changes for the lending industry.
As the bill has been passed, the loan limits for conventional loans and FHA loans will be increased once they are re-assessed.  […]

Sorry about the last minute reminder about this event.. but I promise - it’s worth your time!
The Big Dream Gathering is an event that is for the dreamers out there.  We’ve all got big dreams.  Some of us act on them, some of us bottle them up and never let them happen.   The Big Dream […]

With frequent talk of cutting the Fed Funds Rate (FFR) going forward, I figure it’s a pretty good time to discuss the effects of a Fed Cut and the translation into mortgage rates.  Often, this is a very misunderstood subject, and rightfully so.  There just isn’t enough good information out there - period.  The media, […]

I’ve spent days pondering how to make this as funny as Stephen Colbert’s hilarious segment ‘Better Know a District’.  Very quickly, I realized that his humor is in his interviewing… so I guess I’m out of luck in that respect. However, I do know that too often terminology is used in the mortgage industry (much […]