Mortgage and Real Estate Market Education, News and Conversation!

About Me

I am a Wealth Creation Specialist at Four Legacies Mortgage in Iowa. We are Iowa's FIRST socially reponsible mortgage company and mortgage management practice. Read More

Can’t Come Up With A Down Payment to Buy Your Dream Home?
For a few years, just about anyone could get 100% financing on a home (assuming you could document something….). Well, times have changed and so have the popular loan programs. I’m not here to throw down a bunch of ‘Mortgage Talk’, […]

The Announcement
On July 14th, 2008 FHA will be changing a few things with private mortgage insurance (PMI). Just like Fannie Mae made mortgages higher cost, FHA is now following suit. Just in a slightly different way. Once again, they are also placing a heavy focus on credit scores and charging more for […]