Ok – I’m going to go ahead and put you on the spot with a simple question.  Ready?…  When was the last time you heard from the company that closed on your current mortgage?Not by mail, not by a telemarketer to sell you something.. Someone that knew you and your family’s goals contacted you with information specifically regarding YOUR mortgage, NOT giving you a sales pitch.

After asking this question MANY times, I’m willing to bet that you haven’t.. EVER.

So.. Thinking out loud.. I wonder – Why the heck is this mediocrity so acceptable in  the mortgage industry?  Often, a mortgage is our largest debt we carry.  Why don’t we have it managed like we do by all the big asset management firms? This is exactly what makes Four Legacies Mortgage a different type of Mortgage Company in Iowa. 

I make a commitment to actively manage every one of my client and potential client’s mortgages.
Why you ask? Well, I don’t want any of them to feel confused or pressured to refinance with all of the solicitations we all receive in the mail. I define my position as a Mortgage Planner which means I will help you manage your mortgage debt so you don’t have to wonder when it is a good or bad time to refinance.

I’m here for the long haul.  I’m available to answer questions, give advice or just simply educate.  It’s my passion and it happens to be something we are pretty good at!  Oh yea, and the management of your mortgage.. it’s free!  It’s just another reason why we are Iowa’s first socially responsible mortgage company.

If you haven’t had a mortgage review in the last year or are currently considering purchasing or refinancing – give me a call.  I’d be happy to help you find the right loan for you and your family.  I promise, I’ll show you how to do more with your money.

Trust us with your mortgage, it’s in good hands.

I

From my experience, many people would. In fact, most people define the ‘American Dream’ is to own your own home, and to own it outright, with no more mortgage payments.

My question is – if the American Dream is so wonderful, how can we explain the fact that thousands of financially successful people, who have more than enough money to pay off their mortgage, refuse to do so.

You ask.. Tyler- Seriously, what are you talking about?! Let me give you the readers digest version of what they think. Most of what we believe about mortgages and home equity, which we learned from our parents and grandparents, is often wrong. They taught us to make as big down payment as you can afford, get a fixed rate mortgage, and make extra principle payments in order to pay off your loan as early as you can. Mortgages, they said, are a necessary evil at best.  Right?

Given those numbers, more middle class homeowners are choosing to use their mortgage as a tool more like the wealthy — those with the ability to pay off their mortgage but choose not to. Let me talk to you about how to create a new, liquid, financially secure dream.  We’ll get you to the finish line faster!