Mortgage and Real Estate Market Education, News and Conversation!

About Me

I am a Certified Mortgage Planner and Wealth Creation Specialist at Four Legacies Mortgage in Iowa. We are Iowa's FIRST socially responsible mortgage company. Read More

Trying To Time The Real Estate Market?
Don’t.  You may think that you’re going to get a home while it’s at the ‘bottom’.  Here’s the thing though, are you considering what your overall cost of ownership would be?  More importantly, do you know what is going on in the mortgage market today that will impact you […]

Can’t Come Up With A Down Payment to Buy Your Dream Home?
For a few years, just about anyone could get 100% financing on a home (assuming you could document something….). Well, times have changed and so have the popular loan programs. I’m not here to throw down a bunch of ‘Mortgage Talk’, but […]

Gotta Pay the Bills
It’s staggering when you think about the cost of living, especially if you’re a renter and not a home owner. If you are currently paying $1,000 a month for rented housing, then over the next three years, your property management company will effectively have reaped $36,000 of your hard earned cash! You’re […]