I just wanted to thank Des Moines’ Business Record for featuring your’s truly in this week’s issue.   They took a ‘closer look‘ at me.
They came to me to find out more about what Four Legacies Mortgage is about.  When they found out I recently turned 24 (okay, the cat’s out of the bag) they […]

It was announced yesterday by Kiplinger in their ‘2008 Best Cities’ issue. Des Moines ranked number 9 in the best cities to live, work and play. They name off the top 10 spots and Des Moines just made the short list.
Are you surprised? I’m not. Des Moines rocks. It’s […]

I’m a fan of having as much information available before I take action on any big decisions.  I don’t know about you, but I think buying or selling a home is a pretty big deal.
As a blogger and mortgage guy, when I receive good information - I pass it on.  Home listings and sales are an […]

Dogs.  I love them.  They have nothing to do with mortgages, but since I love them - I’m going to tell you about the city of Urbandale’s proposal.  Since Urbandale is a part of the greater Des Moines area, this is good stuff to know.  I grew up in Urbandale and love the community.  Ok, […]

What in the World Are You Talking About Tyler???
   
I’m sure you won’t be surprised when I say that Fannie Mae has decided to (again) tighten their underwriting criteria.  Starting June 1st, 2008 they will begin underwriting loans with DU (standing for Desktop Underwriter) version 7.0.  I wanted to give you a quick update of what I know […]

 
 
Who Cares?
It’s not just banks and lenders that rely on credit scores to help make important credit decisions. Nowadays landlords, employers, insurance companies, and even cell phone and other utility companies all reportedly utilize credit scores to decide how they treat relationships with potential customers.
This means that your credit is the most important component of […]

 
It’s important to recognize that advice is extremely valuable when looking for a mortgage.  The right advice can literally save you thousands of dollars, while the wrong advice can cost you the same. 
I’m talking on this subject because too often when we’re asking the wrong questions when shopping around.
The first thing you’ve got to have your antenna up on is economic news if […]

Gotta Pay the Bills
It’s staggering when you think about the cost of living, especially if you’re a renter and not a home owner. If you are currently paying $1,000 a month for rented housing, then over the next three years, your property management company will effectively have reaped $36,000 of your hard earned cash! You’re […]

I’m a fan of having as much information available before I take action on any big decisions.  I don’t know about you, but I think buying or selling a home is a pretty big deal.   As a blogger, when I receive good information - I pass it on.  Home listings and sales are an […]

So What’s a Trigger Lead?
It’s no surprise that the major credit bureaus sell your personal information. One new form they’ve figured out how to make money is known as a “trigger lead”. A trigger lead is acquired when you apply for a home loan. As soon as your credit is pulled for […]