Mortgage and Real Estate Market Education, News and Conversation!

About Me

I am a Certified Mortgage Planner and Wealth Creation Specialist at Four Legacies Mortgage in Iowa. We are Iowa's FIRST socially responsible mortgage company. Read More

What’s The Real Estate Market Doing?
Do you ever wonder how our real estate market is here in Des Moines? Unfortunately, we spend a lot of time listening to how rough things are in other cities around the country, but too often we don’t really consider what our real estate climate is like.

I’m a fan of […]

Mortgage Market and Rate Watch For Week of August 25th, 2008

What To Watch This Week?
It’s going to be an extremely busy news week.  It’s not often that a ‘big’ report comes out each day, but this week is one of those weeks!  Besides all of the ‘economic news’ coming out this week, don’t discount what […]

What’s The Real Estate Market Doing?
Do you ever wonder how our real estate market is here in Des Moines? Unfortunately, we spend a lot of time listening to how rough things are in other cities around the country, but too often we don’t really consider what our real estate climate is like.

I’m a fan of […]

Trying To Time The Real Estate Market?
Don’t.  You may think that you’re going to get a home while it’s at the ‘bottom’.  Here’s the thing though, are you considering what your overall cost of ownership would be?  More importantly, do you know what is going on in the mortgage market today that will impact you […]

Mortgage Market and Rate Watch For Week of August 18th, 2008

What To Watch This Week?
I’ve said it before, I’m going to say it’s true this week as well.  Stocks will likely play a part in which direction things go this week.  With oil prices on the decline, it also looks like the US dollar could […]

Mortgage Rate and Market Recap for the Week of August 11th - August 17th, 2008

National News Matters
It may surprise some, but the national news of Russia’s invasion of Georgia really created movement in the market early last week.   Mortgage rates worsened slightly on Monday, but luckily took a turn for the better for the ladder […]

Re-Pricing of Risk…Again
Often when a lender feels like they’re taking on more risk than they Fannie Mae and Freddie Mac are going to be adding ‘adverse market fees’ to thier mortgages.  This isn’t the first time we’ve seen this happen.  Back in March of this year, Fannie Mae added a .25% ‘adverse market fee’ to […]

You’re Not The Only One
It’s not uncommon to be a property investor and be ‘unsure’ of what market rent is.  Honestly, market rents can change as quickly as our housing market changes.  I’ll let you process how crazy that could be….
When deciding how much to charge for rent, most investors are trying to weight out […]

What’s The Real Estate Market Doing?
Do you ever wonder how our real estate market is here in Des Moines? Unfortunately, we spend a lot of time listening to how rough things are in other cities around the country, but too often we don’t really consider what our real estate climate is like.

I’m a fan of […]

Mortgage Market and Rate Watch For Week of August 11th, 2008

What To Watch This Week?
There’s always a lot going on throughout the week.  The good news is there are usually just a couple of things that are big market movers.  The bad news is sometimes a report will come out that totally shifts things.  Like […]